Post by Kayman Bikes on Sept 13, 2015 21:53:03 GMT
HOW DOES THE LENDER MAKE PAYMENT TO KAYMAN BIKES™ FOR MY PURCHASE?
If your financing was approved by one of our participating lenders, the lender will settle directly with us and you will receive the item(s) you purchased according to the shipping arrangements you selected with Kayman Bikes™.
DO YOU STORE ANY PERSONAL INFORMATION OR MY CREDIT HISTORY?
No. We do not store any of this information. It is used only to verify your identity and credit profile at the time of application.
RETURNS & REPLACEMENTS
Please see Warranty Information to see if your product replacement will be covered. We sell every individual part that may be needed for any repairs as well. If your bike requires service, please contact us and we will be able to better assist you.
WILL MY PURCHASE BE APPROVED FOR FINANCING / CREDIT?
Although a high percentage of requests are approved, we cannot guarantee approvals of all requests. Each of our lenders has their own underwriting criteria and we may not have one available to service your needs at this time. There is also a chance that information was entered incorrectly.
WHO ARE THE LENDERS?
In order to service the full credit spectrum and to offer loans of varying amounts to most consumers, we work with numerous and diverse lending sources. Participating lenders range from peer to peer lenders, private lenders/banks to large financial institutions. If you qualify they may offer you an instant financing to enable you to pay for your purchase. Should you chose to accept the offered financing you will have an obligation to that particular bank or lender for repayment. You will find out the name of the lender for which you have been pre-qualified when you are presented with an offer. You will then be required to agree to their Terms and Conditions as well as the Truth in Lending terms in order for the application to be processed.
CAN I REAPPLY IF I WASN'T APPROVED?
Yes. In order to reapply, you will need to go back to the shopping cart and try your transaction once again. Be sure to enter all information correctly and use your full legal name.
If your financing was approved by one of our participating lenders, the lender will settle directly with us and you will receive the item(s) you purchased according to the shipping arrangements you selected with Kayman Bikes™.
DO YOU STORE ANY PERSONAL INFORMATION OR MY CREDIT HISTORY?
No. We do not store any of this information. It is used only to verify your identity and credit profile at the time of application.
RETURNS & REPLACEMENTS
Please see Warranty Information to see if your product replacement will be covered. We sell every individual part that may be needed for any repairs as well. If your bike requires service, please contact us and we will be able to better assist you.
WILL MY PURCHASE BE APPROVED FOR FINANCING / CREDIT?
Although a high percentage of requests are approved, we cannot guarantee approvals of all requests. Each of our lenders has their own underwriting criteria and we may not have one available to service your needs at this time. There is also a chance that information was entered incorrectly.
WHO ARE THE LENDERS?
In order to service the full credit spectrum and to offer loans of varying amounts to most consumers, we work with numerous and diverse lending sources. Participating lenders range from peer to peer lenders, private lenders/banks to large financial institutions. If you qualify they may offer you an instant financing to enable you to pay for your purchase. Should you chose to accept the offered financing you will have an obligation to that particular bank or lender for repayment. You will find out the name of the lender for which you have been pre-qualified when you are presented with an offer. You will then be required to agree to their Terms and Conditions as well as the Truth in Lending terms in order for the application to be processed.
CAN I REAPPLY IF I WASN'T APPROVED?
Yes. In order to reapply, you will need to go back to the shopping cart and try your transaction once again. Be sure to enter all information correctly and use your full legal name.